Is Education Really Free in Germany?

Germany is widely known for its tuition-free public universities, which attracts thousands of international students every year. While it is true that public universities do not charge tuition fees for most Bachelor’s and Master’s programs, studying in Germany is not completely free. Students must still cover several mandatory living and administrative expenses.

What “Free Education” Actually Means

In Germany, “free education” means that public universities do not charge tuition fees for regular degree programs. However, students are responsible for their own living costs, health insurance, and other compulsory contributions required to legally live and study in Germany.

Monthly Living Costs for Students in Germany

Below is a realistic breakdown of fixed monthly expenses that most students should expect:

Accommodation (Rent)

• €300 – €450 per month

Rent depends heavily on the city and housing type. Smaller cities are more affordable, while major cities like Munich or Frankfurt are more expensive.

Health Insurance

• Approximately €145 per month

Health insurance is mandatory for all students in Germany and is required for university enrollment and residence permits.

Radio Tax (GEZ)

• €18.36 per month

This is a compulsory broadcasting fee charged per household, regardless of whether you own a TV or radio.

Semester Contribution

• €300 – €400 per semester

This equals roughly €60 – €70 per month and often includes public transport access within the region.

Internet & Mobile Plans

• €15 – €20 per month

Student plans are widely available and reasonably priced.

Miscellaneous Expenses

• €20 – €30 per month

This includes printing, stationery, basic subscriptions, or minor personal expenses.

Food and Personal Spending

Food and groceries depend entirely on individual lifestyle and are therefore not included in fixed costs. Students who cook regularly can keep food expenses relatively low.

Total Fixed Monthly Cost

Based on the above, the approximate fixed monthly cost for a student in Germany is:

• €560 – €730 per month (excluding food and personal spending)

So, Is Studying in Germany Worth It?

Yes. While tuition fees are not charged at public universities, students must plan their finances carefully to manage living expenses. With proper budgeting and preparation, Germany remains one of the most affordable and high-quality study destinations in the world.

Key Takeaway

Education in Germany is tuition-free, but living in Germany is not. Understanding the real costs in advance helps students avoid financial stress and focus on their studies.